Terms of Use
Last updated: October 8, 2026
1. Acceptance
These Terms govern your use of creditaria.us (in English and Spanish) and our contact channels (the "Services"), operated by Creditaria Holding USA, Inc. under the Creditaria US brand. By using the Services you agree to these Terms.
2. Our role
Creditaria US presents the services of our group: financing to buy property in Mexico, through Mexico Mortgage Hub, and real estate in Mexico, through Homes in Mexico. Content on this site is general information; it is not an offer of credit, of a property or of a franchise. Any franchise is offered only through a Franchise Disclosure Document.
3. Information you give us
You agree to give us true, complete and up-to-date information. We handle it as described in our Privacy Policy.
4. No advice
Content on the Services is general information and is not legal, tax, investment or financial advice. Buying property and borrowing in Mexico involve legal and tax considerations specific to foreign buyers; we recommend independent advice.
5. Communications
When you give us your contact information and ask us to contact you, we may reply by email, phone or WhatsApp about your request. Marketing messages follow our Privacy Policy; you can opt out at any time.
6. Acceptable use
No automated access or scraping without permission, no attempts to break security, and no unlawful, misleading or spam content.
7. Intellectual property
The site, its design, texts and logos belong to us or our licensors. You may use the Services for your personal use.
8. Third parties
Lenders, notaries, developers and other third parties act under their own terms and are responsible for their services; we are not responsible for third-party sites.
9. Disclaimers
The Services are provided "as is" and "as available". To the fullest extent permitted by law, we disclaim all warranties, including merchantability, fitness for a particular purpose and accuracy of the information.
10. Limitation of liability
To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential or punitive damages, or for decisions of lenders or other third parties. Our total liability for any claim related to the Services will not exceed USD $100.
11. Indemnity
You will indemnify us against claims arising from false information you give us or from your violation of these Terms.
12. Governing law and disputes
These Terms are governed by the laws of the State of Texas and applicable U.S. federal law. Disputes will be resolved in the state or federal courts located in Bexar County, Texas.
13. Changes
We may update these Terms by posting a new date, and may suspend or end access to the Services at any time.
14. Language
These Terms are also offered in Spanish for convenience; the English version prevails.
15. Contact
Creditaria Holding USA, Inc. — contact@creditaria.us